
Pit Crew Chief
Wayne Copeland has volunteered personal financial planning services to individuals and couples for over a dozen years. Wayne received his MBA from the Darden School at the University of Virginia. He has worked for over twenty years as a chief financial officer in for-profit and non-profit organizations. Wayne is presently Chief Financial Officer of Miracle Hill Ministries and serves as a ruling elder at Redeemer Presbyterian Church in Travelers Rest, SC.
Workshop Resources
The resources on this page supplement the workshop presentation. Files are in the following formats:
- PDF — Adobe PDF format. Files of this type can be opened with the free Adobe Reader which can be downloaded at the Adobe web site.
- XLS — Microsoft Excel spreadsheet. Files of this type can be saved to your local computer and opened with Microsoft Excel, Google Docs, OpenOffice Calc or any other application capable of opening a spreadsheet.
- HTML — other web pages.
All resource files will open in a new window.
Budget
- Sample Balance Sheet (PDF, Appendix 1)
- Balance Sheet Template (PDF, Appendix 2)
- Sample Debt Sheet (PDF, Appendix 3)
- Debt Sheet Template (PDF, Appendix 4)
- Sample Spending Now (PDF, Appendix 5)
- Sample Budget Goal (PDF, Appendix 10)
- Budget Template (PDF, Appendix 11)
- Financial Pit Stop Workbook (XLS)
- Envelope System of Budgeting (PDF)
- Mint.com (HTML)
- YNAB (HTML)
- MoneyWell (HTML)
- Online Budgeting Article (HTML)
Calculators
- Home Affordability Calculator (HTML)
- IRS Exemption Calculator (HTML)
- Debt Reduction Snowball Calculator (HTML, Download free calculator from this site.)
- CNN Money Debt Free Calculator (HTML)
Checklist
- Components of a Healthy Financial Plan (PDF, Appendix 13)
Credit Cards
- Credit Card Facts (HTML)
- Credit Card Website (HTML)
- Importance of Credit History (HTML)
- How Your Credit Score Impacts Your Financial Future (HTML)
Credit Reports
- AnnualCreditReport.com (HTML)
- Free Credit Report Imposters (HTML)
- Equifax — 800-685-1111
- Experian — 888-397-3742
- Trans Union — 800-916-8800
Crown Financial Ministries
- Crown Home Page (HTML)
- Budgeting Guides (HTML)
Debt Reduction & Consumer Assistance
- Debt Reduction Snowball Calculator (HTML, Download free calculator from this site.)
- Sample Debt Reduction Calculator (PDF, Appendix 12)
- CNN Money Debt Free Calculator (HTML)
- National Foundation for Credit Counseling (HTML)
- Bankruptcy Basics (HTML)
- Mortgage Help (HTML)
- South Carolina Consumer Assistance Programs (HTML)
- Healthcare Information Resources (HTML)
- Escape the Debt Trap — Kiplinger's February 2012 (HTML)
- Debt Relief Programs — Reviews (HTML)
- Debt Settlement vs. Debt Reduction (HTML)
Estate Planning
- Estate Planning: How to Die the Right Way — Kiplinger's January 2012 (PDF)
- Estate Planning Steps — Kiplinger January 2012 (HTML)
Giving
- Global Rich List (HTML)
- Giving What We Can (HTML)
- Gapminder (HTML)
- Charity Research (HTML)
Goals
- Establishing Priorities and Goals (PDF, Appendix 6)
- Goals Questionnaire (PDF, Appendix 7)
- Sample Goals Worksheet (PDF, Appendix 8)
- Goals Template (PDF, Appendix 9)
Insurance
- Life Insurance Calculator (HTML)
- Disability Insurance (HTML)
- Health Insurance Quotes (HTML)
- CNN Money Essentials (HTML)
- Life Insurance Calculator (HTML)
- Disability Insurance (HTML)
- Long Term Care Shopper's Guide (HTML)
Investing
- Real Deal Retirement Toolbox (HTML)
- Target Date Funds — Money May 2011 (HTML)
- Building Wealth — CNNMoney August 2012 (HTML)
- Inflation Protection — Money November 2012 (PDF)
- Investing Made Simple — Kiplingers November 2012 (PDF)
- Simple Investing — Kiplinger's November 2012 (HTML)
- Choosing A Target-Date Fund (HTML)
Personal Finance Education
- CNN Money Essentials (HTML)
- Faith & Finance — Christian Finance Blog (HTML)
- Kids and Money (HTML)
- Teaching Children Money Skills (HTML)
Retirement
- Life Expectancy Table (PDF)
- Life Expectancy/Years in Retirement Probability (HTML)
- Choosing A Target-Date Fund (HTML)
- Retirement Savings Calculator (HTML)
- How to Get a Lifetime of Retirement Income from Your Investment Portfolio — WSJ (HTML)
- Cashing Out in Retirement (HTML)
- Life Expectancy/Years in Retirement Probability (HTML)
- Life Expectancy — CNNMoney May 2012 (PDF)
- Retiring in 10 Years — Catching Up (HTML)
- Retirement Calculator (HTML)
- Retirement Savings Calculator (HTML)
- Required Minimum Distributions (HTML)
- Medicare (HTML)
- Reverse Mortgage Option — Kiplinger June 2011 (HTML)
- Social Security
- Get Your Social Security Statement Online
- Social Security Retirement Planner
- Social Security Planning Software
- Social Security Timing — Kiplinger March 2012
- Book: A Social Security Owner's Manual, Jim Blankenship
- Social Security Benefit Calculator
- Social Security Benefit Solutions
- Social Security Benefits — The Basics
Saving Strategies
- IRS Exemption Calculator (HTML)
- Car Repairs
- CarMD (HTML)
- Recall notices (HTML)
- CarCare.org (HTML)
- Check the price (HTML)
- Saving for College
- SavingForCollege.com (HTML)
- FinAid.org (HTML)
- 529 Plan Information (HTML)
- Student Loans (HTML)
- Public Benefits for Seniors (HTML)
- The Simple Dollar — 100 Great Tips For Saving Money (HTML)
- Moolanomy.com — The 1,001 List of Money Saving Ideas and Tips (HTML)
- Dollar Stretcher (HTML)
- Coupons.com (HTML)
- Saving — Government Deals (HTML)
- Cutting Healthcare Costs (HTML)
- 30 Ways To Cut Health Care Costs — Kiplingers April 2011 (PDF)
- Dodge the Draft — CNNMoney October 2012 (PDF)
- Energy Savings — Kiplingers June 2011 (PDF)
- Home Energy Savings Ideas — CNNMoney October 2012 (HTML)
- Suddenly Frugal (HTML)
- Multiple Savings Accounts, Multiple Goals (HTML)